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10. Cheap car insurance for careful drivers

Maintain a clean driving license and it will lower your risk profile and your car insurance premium. Speeding fines and recent accidents make you a higher insurance risk. Some insurance companies are only able to offer lower premiums by not insuring riskier drivers at all. To reduce their risks, these insurers will not insure young drivers (because statistically young drivers have more accidents) and drivers who have an accident, say within the last three years.


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