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Drop
collision and comprehensive coverage for older cars. If
you drive an older car that's worth less than $2,000,
it's probably more cost-effective to drop collision and
comprehensive coverage since you'll probably pay more
for the coverage than you'll collect for a claim. You
can find out the worth of your car by asking auto
dealers and banks.
Make sure your credit report looks good. Car insurance
companies often look at your credit history as there is
a correlation between the risk to the company and your
credit history. If you pay your bills on time and
maintain a good credit history, you can enjoy lower
insurance rates.
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