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Car Insurance: More or Less?
Shopping for car insurance? There are quite a variety of choices around. Each company has their own fee structure and a reputation that must be checked before your final decision is made. Where to start?
We recommend starting with opinions from your friends and family. Ask them who they use. Find out whether they have ever filed a claim. How was the claim handled? Was it satisfactory? Or did they get a run around? Is the car paid for? How much is it currently worth? All of these questions will help you to find the best car insurance for you.
Generally, if the car is paid for and the replacement cost is minimal, you can go with whatever the legal minimums for insurance are in your state. However, if you owe money on the car or it would cost significantly to replace it in case of an accident, you will want to choose full coverage insurance, not just the minimum liability insurance.
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