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Car Insurance: More or Less?
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When you find the names of a few companies you’d like
to contact, get their rates. Are you eligible for any
discounts by virtue of being a veteran, over a certain
age, or having had defensive driving or a car security
system? Make a list of the companies and their rates and
discounts on paper or on your computer so that you can
easily compare them to one another. Provide a space for
notes about the company like, “Aunt Mabel filed a
claim and they paid within 10 days” or “Uncle Henry
filed a claim and they have asked him for additional
paperwork several times for the last 6 months and the
claim remains unpaid.”
Add to that your own gut feeling about the company. Did
you like the representative you spoke with? Did they
seem to know their products? Were they courteous? Did
they take enough time answering your questions and being
sure you understood the answers? Or did they cut you
off, maybe answering a question you didn’t even ask?
All of these factors must be weighed into your decision.
Eventually, one or two companies will emerge as the
forerunners and you can make a choice, perhaps based on
price, perhaps based on customer service. Myself, I will
pay a little more for the company that hired courteous,
efficient customer service reps. Use your best judgment,
though. Car insurance is important. It pays to take time
to make a good decision!
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Craig Mettarod sells cars for a living. He loves his beat up old Chevy. He also owns a Jeep for the weekends. He saves his pennies for things he really wants. You can read more articles about car insurance at FX Car Insurance
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